Insurance & Financing
Keeping Sleep Services Affordable for Patients
Many patients are often concerned about being able to afford sleep disorder treatment.
The fear of whether insurance will cover the costs or how much will come out of pocket can lead many to neglect necessary services.
Our sleep doctors are pleased to serve as an in-network partner with many medical insurance companies, as well as Tricare and Medicare.
Call Star Sleep & Wellness today if you need help identifying how to maximize your insurance benefits for sleep apnea and sleep disorder treatment.
How Does Using Medical Insurance for Sleep Disorders Work?
Our experienced team will help you assess and maximize your health insurance benefits so you receive the treatment you deserve.
When using your medical insurance to cover the cost of treatment for your sleep disorder, you must first agree to pay the monthly premium that grants you access to your available benefits.
The insurance company will begin to pay more for care once you meet your deductible.
You must obtain pre-authorization for your sleep disorder treatment. We will help take care of this on your behalf.
Your treatment can begin as soon as the insurer approves.
You will be expected to pay a co-pay or deductible before a portion of your recommended device or study is paid for by the insurance company.
In-Network vs. Out-of-Network
You will find that there is a column for in-network and out-of-network benefits when reviewing your medical insurance policy.
Star Sleep & Wellness is an in-network practice that works closely with various health insurance companies.
We are pleased to make it easier and more affordable for individuals who have plans with our extensive list of providers.
Our close contacts with insurance companies keep costs low for our patients.
We provide the same high level of care even if an individual has a policy with a company that is considered out-of-network. We will file any claims so our patients receive the maximum reimbursement.
If any fees are considered the patient’s responsibility, we require that they be paid in full at the start of the appointment. This can include the deductible, co-pay, or co-insurance.
This is why our team must receive the most up-to-date insurance information when patients fill out new paperwork.
Our In-Network Providers
Star Sleep & Wellness partners with Medicare and Tricare. We also work closely with many medical insurance companies to minimize our patients’ out-of-pocket expenses.
You will find the medical insurance companies we work with below. Contact our team if you do not see your provider listed.
If you have Medicare with supplemental coverage, you will be covered at 100% for your sleep apnea or sleep disorder treatment.
Star Sleep & Wellness’ In-Network Insurance Providers
Your Insurance is Welcome If You Work For These Employers
Star Sleep & Wellness wants to reward those who are working hard for various employers throughout our community.
This is why we have partnered with the various medical insurance companies below.
We will help you take advantage of your benefits if your employer is listed, and you’ll have more money in your pocket while enjoying better sleep.
Intuit: Cigna
OpenDoor: Cigna
Cisco: Cigna
Grubbs: UHC
Samsung: Cigna
L3 Harris: Cigna
Stitch Fix: Cigna
Penn Mutual: Cigna
FedEx: UHC
Centene Corp: Cigna